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But instead of paying the sum upfront, or a hefty deposit, customers can choose to pay a smaller deposit followed by 11 monthly instalments of about £25.

Its cancellations desk sells other families’ abandoned plans at a discount but is only open for two hours each day.

But he admits that, despite buying into property, returns are not guaranteed. Our investment is now perhaps worth £230,000.’ Exiting the deal may be subject to restrictions, such as finding another buyer first.

Mark Hayward, managing director of the National Association of Estate Agents, says: ‘Fractional ownership could be construed as timeshare in disguise.

The couple, with their three children Adam, 13, Francesca, ten, and Harvey, seven, have just traded their four-bedroom home in Chalk Farm, North-West London, for a Caribbean getaway – staying in a colonial mansion overlooking St George’s harbour in Bermuda.

The owners of that house will take care of the Nightingales’ home – and their two pet cats – while visiting a relative in nearby Belsize Park.

Alternatively call 020 7320 5650 or email [email protected]

Those interested in a last-minute deal can call between noon and 2pm on 08.

Patrick Reed is not a villain, but he plays one on TV.

So I suggested it after I lost my job a few years ago, when I thought money might be tight, especially given holidays were our third biggest cost after the mortgage and childcare.

Since then we’ve had a fantastic experience.’A seven-night trip to Majorca in August 2015 is £370 per person – including flights and a stay in a three-star hotel.

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